Global Savings Account

• $100.00 minimum opening deposit.
• Interest compounded and paid quarterly (click here for current Interest rates).
• Free Internet Banking.
• Current Federal Regulations limit withdrawals to six per monthly statement.

Super Saver Monthly Investment Plan

United Central Bank Super Saver Accounts are a great way to save for a large purchase or savings goal.  Each month your UCB checking account will be automatically debited for a predetermined amount and transferred to your Super Saver CD, allowing you to effortlessly save towards your goals.

Product features:

• Monthly auto-transfer from a United Central Bank checking account.
• Interest earning account (click here for current rates)
• 12, 24, 36, and 60 month installment CDs available.
• Interest compounded and paid monthly.
• Early withdrawals are subject to penalties.

Certificates of Deposit

United Central Bank CDs are a safe and secure way to earn a higher rate of return on your deposits. Highly competitive rates make UCB’s CDs a wise deposit choice.

Product features:

•  $1,000 minimum opening deposit.
• Interest earning account.
• Term fixed for maturity period.
• Interest compounded and paid monthly.
• Fixed APY.
• Early withdrawals are subject to penalties.

Individual Retirement Accounts

Enjoy tax-deferred growth on your earnings, while building your retirement nest egg with a United Central Bank Traditional/Roth IRA. To find out if you qualify for this type of IRA, consult with your accountant or tax advisor for specific guidance on the new laws.

Product features:

•  $500.00 minimum opening deposit.
• Interest earning account.
• Term fixed for maturity period.
• Interest compounded and paid quarterly.
• Fixed APY.
• Early withdrawals are subject to penalties.